In this modern world, everything is connected to the internet and now mostly every bank offers a facility for the online account opening to their customers and it is actually better than standing in a long queue in bank to get your account opened.
Now, Most people don’t know about this facility and some of them think that this is all scam and they will get in trouble or will lose their money. But there is nothing like that, every bank offers a facility, for example, sbi online account opening, union bank account opening, Kotak 811 account opening. Today in this post we are going to learn how to online account with Kotak 811 which is easy and quick and you will also get a virtual debit card after you open your account.
So let’s get started.
What is Kotak 811 Account?
811 is a digital account with mostly every service available on Kotak Mahindra bank. 811 offers a facility of zero balance which means there will be no charge if you don’t keep money in your account. And also you will get up to 6%* interest on your current funds which is the best interest rate in the market.
You will need PAN Card Only.
1 ) First of all you need to visit kotak official website and there will be a page of 811 click on that.
2 ) There will be a small form containing Mobile number, Email address etc. You will have to fill those details and click next.
3 ) You will Receive OTP on Your Registered Mobile Number. Verify It
4 ) After that, it will ask you for your PAN Number, just fill it up and click next.
Now, Click on Agree on terms & conditions and then, click to continue.
5 ) Then, You will redirect to the page where all user details are pre-filled in the form.
6 ) After this, You need to fill other details like Salary, Occupation Details, Marital Status, Father’s name, and Mother’s name.
7 ) Scroll down and click on the Next button.
8 ) Now, add nominee details and Again click on Next Button.
9 ) Now at this step, you need to set a strong password and click next.
10 ) Verify with OTP and your Sign up is Done. Your Kotak 811 Account is successfully Opened.
NOTE : You have to make an appointment for full KYC verification.
HOW TO GET A VIRTUAL DEBIT CARD?
For a Virtual Debit card,you have to download Kotak 811 Application from play store and login with your details.
After logging in to your Account you will see an option to show/hide virtual card. Just tap that button and from there you can use your virtual card for shopping.